Are you ready to purchase your first home? It can be an exciting and fun experience, but it can also be stressful. Lets take a look and get you on the right track...
-Do you know your credit score? Knowing your credit score is crucial, to make sure that it all information is correct to avoid any unnecessary headaches.
-Down Payment? This is a very important step, that many buyers may overlook. This is in fact a very important step that can affect many aspects of your loan product. A typical conventional loan will require a 20 - 30% down payment. But with many loan products to make this step easier for first time home buyers I recommend consulting with a professional mortgage consultant. (I would happy to help you locate one)
-Monthly Payments? How much can you afford a month? Did you consider HOA fees? Mortgage Insurance? Home owners insurance? These are all factors in your monthly payment? Your Mortgage Consultant can help you nail this down as well...
Have a great day and Happy House Hunting
Garrett Wenetta
Real Estate Professional
Atova, Inc.
560 E. State Street
Eagle, ID 83616
Email: gwenetta@atova.com
http://www.idahorealestate.com/Pages/AgentDetails.aspx?AgentID=390
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